Utilize Student Discounts

🤑 How to Make a Budget 🤑

  1. Determine your income: Calculate your total income for the month, including your salary, tips, and any other sources of income.
  2. List your expenses: Make a list of all your monthly expenses, including rent/mortgage, utilities, groceries, transportation, entertainment, etc.
  3. Categorize your expenses: Organize your expenses into categories, such as housing, utilities, and food.
  4. Set priorities: Prioritize your expenses based on your needs and wants. For example, rent/mortgage should be a top priority.
  5. Allocate your income: Allocate your income to each of your expense categories, making sure to cover your top priorities first.
  6. Track your spending: Keep track of your spending to make sure you are sticking to your budget and adjust your spending as necessary.
  7. Review and revise: Review your budget regularly to see if there are any areas where you can cut back or if you need to adjust your allocations.

Remember, budgeting takes time and effort, but it is a critical step in achieving your financial goals.